Hello! I'm Bradley
With over 20 years of experience in auditing and account management, I've worked with hundreds of individuals at every level of the automotive industry from sales management, service, finance, administration, general management and ownership to monitor and assess risk to clients. For the past 6 years, I have owned and driven dozens of EV's and hybrid vehicles, and have become very knowledgeable of the electric vehicle industry. As I have transitioned into an entrepreneur, over the past several years, I have been gaining more knowledge and information in AI, business startups, mobile application development, sales analytics, concept development, SaaS, cloud computing, E-commerce and online networking, as I promote growth and innovation towards making the world a better place. Currently, I'm building a mobile application for personal use in the automotive repair and maintenance space and have several other mobile application business plans, restaurant concepts and inventions on the back burner, looking forward to partnerships and funding. Finally, check out all my inspirational graphic design work for nothing but good vibes and stimulating energy.
Bradley Cloe
FOUNDER OF UNITEDXBC LLC, EVALLVE LLC, MOBILE AUTO 101 APPLICATION, DESIGNXBC
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AUDIT AND RISK MANAGEMENT SPECIALIST
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5.0 RATED UBER AND LYFT DRIVER 20K+ RIDES
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VISIONARY AND ENTREPRENEUR DRIVEN BY A PURPOSE TO INSPIRE AND CHANGE THE WORLD FOR THE BETTER
Email:
Address:
P.O. BOX 12451 CHANDLER, AZ 85248
EXPERIENCE
2019-Present
UnitedXBC LLC
Self Employed
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Looking outside the box to create business concept startups. Currently, building out a mobile application for use in the automotive industry, called Mobile Auto 101.
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Structuring mobile applications with the help of Ai through Base 44, Claude, Replit, Median, ChatGPT, Firebase, Google Play Console and Google Gemini
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Exploring continued education in entrepreneurship, innovation and information technology through ASU online, Washburn University and Omni Circle Group
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Test driving and owning EV's while learning the electric vehicle charging infrastructure with experience utilizing level 1, 2 and 3 fast charging
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Building and managing web domains using templates on WIX, Shopify, GoDaddy and Wordpress, while utilizing Saas and Cloud Computing
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Creating brands with sales channels on Amazon, eBay, Google and Etsy including Instagram and Facebook
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Utilizing Canva to create inspirational graphic designs and promotional materials
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Developing shipping partners and managing order shipping through Printify, Printful and Modalyst
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Utilizing Google Analytics, Google Merchant, Google Ads and Meta Business ad development for online advertising and website traffic management
1997-2019
DataScan
Field Audit Supervisor
Field Risk Specialist
Operations Account Representative I,II and III
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Collaborated with all levels of management and ownership at business on a daily basis to assess risk and uncover fraud
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Led detailed inventory audits utilizing collateral management software
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Upheld high level customer service standards working for multiple clients including: GM Financial, BMW Financial, VW Credit, Toyota Financial Services and Mercedes Benz Financial Services, as well as, numerous others
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Led the development of the SW region through hiring, training and QA in the states of AZ, NM, CO, NV, WY and west TX
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Directed expense management, quality assurance and productivity in the SW region
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Managed the collection of millions of dollars in out of trust collateral, utilizing ACH, EFT and DAS on a daily basis
1994-1996
General Nutrition Centers
Store Manager
Managed a retail store with full control of staffing, budgeting, inventory control, customer relations, promotions and sales
EDUCATION
2025- PRESENT
Ignite and Emerge entrepreneurship business development programs through a nonprofit organization, utilizing Fastrac & Growth Wheel
Omni Circle Group
Nonprofit Business Development and Incubator for small business development, including volunteering and community development
2019-2025
Arizona State University
Bachelor of Science in Technological Entrepreneurship and Management
Continued education in entrepreneurship and innovation online with scholarships and awards through Uber and ASU.
1990-1994
Bachelor of Business Administration
w/dual majors in Finance and Economics
Washburn University
Graduated Cum Laude with an extensive curriculum in finance, investments, business statistics, accounting, economics and business law
SKILLS
Mobile App Development Tools-Base 44, Median, Google Play Console, Google Gemini, ChatGPT, Firebase
Account and Expense Management
New Business Concept Development and Startups
Inventory Control and Collateral Managment
Entrepreneurship and Innovation
Zoom and Google Teams
Peoplesoft and Ultipro for Personnel Management
Ai Application Experience with ChatGPT, Claude, Gemini, Replit, Base 44, Suno
Saas and Cloud Computing
E-Commerce tools Shopify, Wix, GoDaddy, Etsy, Red Bubble, TeePublic, eBay, Amazon Merchant
Risk Management
Google Analytics, Google Merchant, Google Workspace
Floorplan Auditing and Regional Development
Travel Scheduling and Concur Expense Management
Graphic Design Utilizing Canva to Create Products and Promotional Ads
Data Management/SQL
EXPERTISE
Electric Vehicle Industry
Having driven dozens of electric vehicles over the course of the past four years, I've developed a feel for the industry standards. During this time, I've owned two EV's, as well as, multiple hybrids and have developed a solid understanding of the charging infrastructure, utilizing level I, II, and III charging.
Account Management
With over 20 years of auditing and account management experience in the automotive finance industry, my attention to detail and risk assessment abilities are second to none. I've successfully managed thousands of accounts for multiple clients, including GM Financial, BMW Financial Services, VW Credit, Toyota Financial Services and US Bank, saving them million's of $ annually.
Information Technology
As I have ventured into entrepreneurship to launch all my business ideas, I am accumulating information in Ai mobile application development through Base 44, Median, Firebase, Google Play Console, Chat GPT and Gemini. Additionally, I have managed and developed E-commerce sites through Shopify, Wix, GoDaddy, Etsy, Red Bubble and TeePublic.